As a state-chartered bank, Dacotah Bank provides banking, insurance, mortgage and trust services to customers who enjoy existing financial relationships with them. Dacotah Bank & Dacotah Insurance also markets these services to prospective customers residing in or doing business from their defined trade area. Dacotah Bank's trade area includes all of North Dakota; all of South Dakota; Becker, Big Stone, Chippewa, Clay, Clearwater, Cottonwood, Douglas, Grant, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lincoln, Lyon, Mahnomen, Marshall, Murray, Nobles, Norman, Otter Tail, Pennington, Pipestone, Polk, Pope, Red Lake, Redwood, Renville, Rock, Stevens, Swift, Traverse, Wilkin and Yellow Medicine counties in Minnesota; Lyon and Osceola Counties in Iowa and the adjacent counties in Montana, Wyoming and Nebraska that are adjacent to North Dakota and South Dakota.

On November 10, 2004, employees, stockholders and customers observed the 40th Anniversary of Dacotah Banks, Inc. (DBI). That same year, the Aberdeen-based bank holding company, owner of a family of community banks and insurance agencies, passed the $1 billion assets mark. Today, the company's banking assets exceed $2 billion.

With locations in dozens of hometowns in South Dakota, North Dakota and Minnesota, Dacotah Bank/Dacotah Insurance employs over 500 employees and serves over 50,000 customers. Dacotah Bank is also one of America's largest lenders to agriculture and consistenly ranks in the top 20.